Housing appreciation in Charlottesville

Good site with pretty graphs.

 Va Charlottesville Hpi

Source of data: OFHEO
Hat tip: NYTimes

Houses have appreciated by almost 72% in Charlottesville over the past 5 years, 110% over the past 10 years and 228% over the past 20 years.  I assume that they are using the Charlottesville MSA, which is comprised of the City of Charlottesville, Albemarle, Fluvanna, Greene and Nelson Counties.

At what point does appreciation become “too much”?

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2 Comments

  1. Ray Hyde February 8, 2006 at 23:01

    It becomes too much when your income doesn’t keep pace with the appreciation. We should tax cash flow and not property. The property doesn’t pay my tax, it comes out of my wallet. It is entirely possible to obtain more property than you can keep, so we are punishing people for being thrifty, stable, and conservative.

    Tax income and sales, and let it go at that. After you pay taxes and buy something, the government should keep its grubby hands off, unless you sell it for a profit. If you give it to your kids, fine. If they then sell it for 100% profit, let them pay the tax. If they keep it and give it to their kids, no tax.

    Why do we have to have 50 kinds of tax, when it all comes out of one wallet?

  2. TrvlnMn February 8, 2006 at 23:15

    Ray Hyde wrote:

    Why do we have to have 50 kinds of tax, when it all comes out of one wallet?

    Because that way it’s harder to keep a day to day, month to month, or year to year track of how much one is actually spending in taxes.