When will we learn that this can be counter to the clients’ best interests?

Companies acting as both the real estate agency and mortgage broker in the same house sale can lead to so many problems for consumers that the “two hats” practice should be outlawed, the New York State Commission of Investigation concluded after holding hearings on the subprime crisis.
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It was probably the most provocative recommendation in a report that also laid out much of what’s known about the subprime collapse. The commission also faulted “one-stop shopping,” which also isn’t against the law but can foster a “breeding” ground for crime when appraisal, legal and other services are provided or arranged by one company or person.

Banning Single-Agent Dual Agency can’t be far behind …