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Posts Published by Jim Duncan
A Charlottesville Realtor who tries to stay on the bleeding/cutting/functional edge of technology and real estate trends. I have been selling real estate for the past 10 years, lived in C'Ville for twenty+ and am married to one of few Charlottesville natives left.
Note from Century 21 Mortgage
I don’t know if this makes me feel better or worse … and setting my moral/fundamental/gut apprehension aside about the government being a lender, maybe this is a “good thing.”
…Our money comes from Fannie Mae and Freddie Mac and since they were taken into conservatorship by the federal government, I think you would agree we are actually more stable than a bank since we have the government writing our checks!
Still Trying to Find a Correlation Between the Shift and the Residential Real Estate Market
This will provide an incentive for homeowners who are able to pay their mortgages, but have a loss in their house, to take bankruptcy and force losses on banks. … Of course, I received this in an email from a friend yesterday – … if a form of this bill doesn’t fly it won’t matter what happens to real estate prices….nobody will able to get a mortgage anyway.
September Madness
Via Techcruch , Big Picture , etc.
30% “Discounts” on Condos in Charlottesville
Aside from the fact that this will screw up/skew the Days on Market data, click on the image below for a real shock. 
I think this may be an ongoing trend in the condo conversion developments such as Hessian Hills, Barracks West, 1800 JPA … as such, if you’re looking at an investment, now may be a very, very good time to pick up a condo or three. … Charlottesville is a fairly dense locale and it’s only going to get more dense and more densely populated … these locations are very good and will still be good in three, five, ten years and beyond.
Trulia, Zillow, Cyberhomes or the Charlottesville MLS?
My thinking is this – search for homes here or here , and then do more research at one of the places below, as well as the respective localities’ websites for tax records, GIS information, etc. … 
Trulia has 285 homes . 
Zillow has 91. 
Cyberhomes has 53 homes for sale . 
I’ll take function over form every day of the week. * as of 11 September 2008.
A New Theme
If you read only via RSS, I thank you and I’m much the same. (please take a moment to visit and let me know your thoughts) A few changes – – Added widgets to some of my various profiles. … – Eventually I’ll display an updating graph charting the region’s median prices – I’m working on the color scheme, but really want to have a simple, clean look with the focus being on the content and the contact.